Author(s):

Dr. BS Ghanghas

Abstract: The findings highlight that more than 2/3^rd of farmers were aware on general information as well as premium related information followed by seasonality discipline (40.23%) and risks coverage 34.43 percent only. A vast majority (93.33%) of farmers adopted the compulsory proposal for loanee farmers while 6.67 per cent adopted it voluntarily. It implies that to get wider voluntary adoption by farmers, active participation of stakeholders along with the service provider is very much essential for public awareness and capacity building campaign for farmers through bank personnel, agricultural department and village panchayats to convince farmers for voluntary adoption of such risk mitigating scheme.

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