Pavitra A Menasinkai and BL Patil

Digital Inclusion refers to the activities necessary to ensure that all individuals and communities, including the most disadvantaged, have access to and use of Information and Communication Technologies (ICTs) (digitalindia.gov). Digital India is a campaign launched by the Government of India in order to ensure the Government's services are made available to citizens electronically by improved online infrastructure making the country digitally empowered in the field of technology. It is launched on 1 July 2015, by Indian Prime Minister Naredra Modi. To make our nation cashless, faceless and paperless govt. is taking lot of steps such as e-governance, digital delivery of services, digital marketing, digital payment apps etc. Now a day, digital payments are spectacularly growing and easily used by the people due to its convenience. The digital payment apps have major role in the transaction of money such as BHIM, Phone Pe, Gpay, Paytm etc. The present study tried to know the growth of digitalization in terms of internet penetration, mobile payment apps, e-governance revenue etc. The study resulted that internet penetration is growing over the years and mobile payment app users also increasing over the years. Due to the competition among the digital payment apps, it is becoming easier and convenient. But, the accessibility of internet is confined more to urban population than remote places. So, it has to be expanded to remote places in terms of internet connection and proper usage for the betterment of their lives.

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